:root{
  --bg:#f3f7ff;
  --bg2:#f8fbff;
  --card:#ffffff;
  --section:#e2ecff;
  --line:#d6e4ff;
  --line2:#bfd4ff;
  --text:#243653;
  --title:#14294b;
  --muted:#607390;
  --blue:#2568f4;
  --blue-dark:#124fd2;
  --blue-soft:#edf5ff;
  --orange:#ff7a1a;
  --orange-dark:#f05d00;
  --orange-soft:#fff1e6;
  --green:#18b66d;
  --green-soft:#e9f9f0;
  --shadow:0 12px 30px rgba(20,40,80,.08);
  --shadow-soft:0 8px 20px rgba(20,40,80,.05);
  --radius-xl:30px;
  --radius-lg:24px;
  --radius-md:16px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:Arial,Helvetica,sans-serif;
  color:var(--text);
  line-height:1.65;
  background:linear-gradient(180deg,#edf4ff 0%,#f8fbff 100%);
  padding-bottom:105px;
}
a{text-decoration:none;color:inherit}
.container{width:min(1180px,calc(100% - 32px));margin:0 auto}

/* TOPBAR */
.topbar{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 0 12px}
.brand{display:flex;align-items:flex-start;gap:10px;font-weight:800;color:var(--title);font-size:19px}
.dot,.brandDot{width:11px;height:11px;border-radius:50%;background:var(--blue);margin-top:8px;flex:0 0 auto}
.brand small,.brand span{display:block;font-size:12px;font-weight:700;color:var(--muted);margin-top:2px}
.topActions{display:flex;align-items:center;gap:12px;flex-wrap:wrap}
.pill{min-height:44px;padding:0 18px;display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-soft);color:var(--title);font-size:14px;font-weight:800;white-space:nowrap}

/* BOUTONS */
.btn,.btnMini,.guideBtn,.satelliteBtn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:0 20px;border-radius:14px;font-weight:800;font-size:16px;transition:.2s ease;box-shadow:var(--shadow-soft);border:none;cursor:pointer;text-align:center
}
.btn:hover,.btnMini:hover,.guideBtn:hover,.satelliteBtn:hover{transform:translateY(-2px)}
.btn.primary,.btnPrimary,.btnOrange,.btnMini.red,.quickTop .btn,.heroSide .btn.primary,.ctaInline .btn.primary{
  background:linear-gradient(180deg,var(--orange) 0%,var(--orange-dark) 100%)!important;color:#fff!important;border:none!important;box-shadow:0 10px 22px rgba(255,122,26,.24)!important
}
.btn.ghost,.btnBlue,.btnMini:not(.red){
  background:linear-gradient(180deg,var(--blue) 0%,var(--blue-dark) 100%)!important;color:#fff!important;border:none!important;box-shadow:0 10px 22px rgba(37,104,244,.18)!important
}
.btn.home,.btnHome,.btnWhite,a[href="/"].btn,a[href="/index.html"].btn{
  background:#fff!important;color:var(--blue-dark)!important;border:1px solid var(--line)!important;box-shadow:var(--shadow-soft)!important
}
.arrow{display:inline-flex;align-items:center;justify-content:center;width:24px;height:24px;border-radius:50%;background:rgba(255,255,255,.18);color:#fff;font-size:15px}
.btn.home .arrow,.btnHome .arrow,.btnWhite .arrow{background:var(--blue-soft);color:var(--blue-dark)}

/* QUICK TOP */
.quickTop{margin:6px 0 14px;background:linear-gradient(180deg,#fff 0%,#f8fbff 100%);border:1px solid var(--line2);border-radius:20px;box-shadow:var(--shadow-soft);padding:14px 16px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.quickTopText strong,.quickTop strong{display:block;color:var(--title);font-size:16px;font-weight:900}
.quickTopText span,.quickTop span{display:block;color:var(--muted);font-size:14px}

/* HERO */
.hero{margin-top:6px}
.heroInner{background:linear-gradient(180deg,#fff 0%,#f4f8ff 100%);border:1px solid var(--line2);border-radius:var(--radius-xl);padding:18px;box-shadow:var(--shadow)}
.heroGrid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(320px,.92fr);gap:18px}
.heroMain,.heroSide{border-radius:var(--radius-lg);box-shadow:var(--shadow-soft)}
.heroMain{background:#fff;border:1px solid var(--line);padding:20px}
.heroSide{background:linear-gradient(180deg,#f6f9ff 0%,#eef5ff 100%);border:1px solid var(--line2);padding:20px}
.kicker,.kicker2{display:inline-flex;align-items:center;gap:8px;min-height:38px;padding:0 14px;border-radius:999px;font-size:14px;font-weight:900}
.kicker{background:linear-gradient(180deg,var(--orange) 0%,var(--orange-dark) 100%);color:#fff;box-shadow:0 8px 18px rgba(255,122,26,.18)}
.kicker2{background:var(--orange-soft);color:#aa4a08;border:1px solid #ffd2ad}
h1{font-size:38px;line-height:1.08;letter-spacing:-.7px;margin:16px 0 14px;color:var(--title)}
.subtitle{font-size:18px;color:var(--muted);margin-bottom:18px;max-width:95%}
.subtitle b{color:var(--blue-dark)}
.ctaRow{display:flex;flex-wrap:wrap;gap:12px;margin-top:10px}
.badges{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:18px}
.badge{display:flex;align-items:flex-start;gap:10px}
.check{width:24px;height:24px;border-radius:50%;background:var(--green-soft);color:var(--green);display:flex;align-items:center;justify-content:center;font-weight:900;flex:0 0 auto}
.badge b{display:block;color:var(--title);font-size:15px;margin-bottom:1px}
.badge span{display:block;color:var(--muted);font-size:13px;line-height:1.35}
.miniNav{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.miniNav a{min-height:36px;padding:0 14px;border-radius:10px;background:#fff;border:1px solid var(--line);color:var(--title);font-weight:800;display:inline-flex;align-items:center;justify-content:center;font-size:14px}
.heroSide h3{font-size:24px;line-height:1.2;margin:16px 0 14px;color:var(--title)}
.heroSide p{color:var(--muted);margin-bottom:12px}
.heroSide ul{padding-left:18px;margin-bottom:14px}
.heroSide li{margin-bottom:10px;color:var(--text)}
.note{border-radius:16px;padding:14px;margin-top:12px;background:#fff3e8;border:1px solid #ffd4b3;color:#7d4a23;font-size:14px;line-height:1.6}

/* SECTIONS */
.section{margin-top:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow-soft);padding:20px}
.sectionHead{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;margin-bottom:14px}
.sectionHead h2{font-size:26px;line-height:1.2;margin-bottom:4px;color:var(--title)}
.sectionHead p{color:var(--muted)}
.kpi{min-height:38px;padding:0 14px;display:inline-flex;align-items:center;justify-content:center;border-radius:999px;background:var(--blue-soft);border:1px solid var(--line2);color:var(--blue-dark);font-size:14px;font-weight:900;white-space:nowrap}
.prose p{margin-bottom:14px}.prose h3{color:var(--title);font-size:20px;margin:10px 0}.prose ul{padding-left:18px;margin:10px 0 14px}.prose li{margin-bottom:8px}
.inlineLinks{display:flex;flex-wrap:wrap;gap:12px;margin-top:14px}.textLink{display:inline-flex;align-items:center;gap:8px;font-weight:900;color:var(--blue-dark)}.textLink:before{content:"›";display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:50%;background:var(--orange-soft);color:var(--orange-dark);font-size:14px}.ctaInline{margin-top:16px}

/* TABLE */
.tableWrap{overflow:auto;border:1px solid var(--line);border-radius:18px;background:#fff}table{width:100%;border-collapse:collapse;min-width:980px}th,td{padding:15px 14px;text-align:left;vertical-align:top;border-bottom:1px solid #edf3ff;font-size:15px}thead th{background:#f7faff;color:var(--title);font-weight:900}tbody tr:nth-child(even){background:#fcfdff}
.badgeLine{display:inline-flex;align-items:center;min-height:30px;padding:0 10px;border-radius:999px;background:var(--blue-soft);color:var(--blue-dark);font-size:13px;font-weight:900;border:1px solid var(--line);margin-top:6px}.mark{display:inline-flex;align-items:center;min-height:28px;padding:0 10px;border-radius:999px;font-size:12px;font-weight:900;margin-bottom:8px}.mark.star{background:#fff4d9;color:#9b6a00}.mark.cash{background:#ecfaef;color:#0c8a4d}.mark.shield{background:#eef5ff;color:#3968b5}.actions{display:flex;flex-direction:column;gap:8px}.btnMini{min-height:40px;padding:0 14px;border-radius:12px;font-size:14px}

/* BLOCS */
.twoCols{display:grid;grid-template-columns:1fr 1fr;gap:14px}.box,.highlight{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.highlight.orange{background:#fff8f3;border-color:#ffd4b3}.box h3,.highlight b{display:block;margin-bottom:8px;color:var(--title)}.box ul{padding-left:18px}.box li,.highlight span{color:var(--muted)}.box li{margin-bottom:8px}.profileGrid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.profileCard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:16px}.profileCard h3{color:var(--title);font-size:19px;margin-bottom:6px}.profileCard p{color:var(--muted);margin-bottom:12px}.profileTag{display:inline-flex;align-items:center;min-height:30px;padding:0 10px;border-radius:999px;background:var(--blue-soft);color:var(--blue-dark);font-size:13px;font-weight:900;margin-bottom:10px}

/* GUIDES UTILES - CORRECTION FORCÉE MÊME SI HTML ANCIEN */
#guides.card,
#guides.section.card{
  background:#fff!important;
  border:1px solid var(--line)!important;
  border-radius:28px!important;
  padding:24px!important;
  box-shadow:var(--shadow-soft)!important;
}
#guides .sectionHead{margin-bottom:20px!important}
#guides .guidesMega,
#guides .guideMega,
#guides .guidesGrid,
#guides .guideGrid{
  display:grid!important;
  grid-template-columns:1fr!important;
  gap:24px!important;
}
#guides .guideBox,
#guides .guideCategory,
#guides .satelliteSection{
  display:block!important;
  background:linear-gradient(180deg,#dfeaff 0%,#d6e4fb 100%)!important;
  border:1px solid #c7d9fb!important;
  border-radius:28px!important;
  padding:24px!important;
  margin:0!important;
  box-shadow:var(--shadow-soft)!important;
}
#guides .guideBox h3,
#guides .guideCategory h3,
#guides .satelliteSection h3,
#guides .satelliteTitle h3,
#guides .satelliteTitle h2{
  color:#12356b!important;
  font-size:30px!important;
  line-height:1.15!important;
  margin:0 0 6px!important;
}
#guides .guideBox p,
#guides .guideCategory p,
#guides .satelliteSection p,
#guides .satelliteTitle p{
  color:#58709a!important;
  font-size:16px!important;
  margin:0 0 18px!important;
}
#guides .guideList,
#guides .satelliteGrid,
#guides .cardsGrid{
  display:grid!important;
  grid-template-columns:repeat(3,minmax(0,1fr))!important;
  gap:18px!important;
}
#guides .guideItem,
#guides .satelliteCard,
#guides .guideCard{
  background:#fff!important;
  border:1px solid #d9e6ff!important;
  border-radius:20px!important;
  padding:22px!important;
  min-height:210px!important;
  display:flex!important;
  flex-direction:column!important;
  align-items:flex-start!important;
  justify-content:flex-start!important;
  box-shadow:0 8px 20px rgba(20,40,80,.04)!important;
}
#guides .guideItem span:first-child,
#guides .guideItem > span{
  display:block!important;
}
#guides .guideItem strong,
#guides .satelliteCard h3,
#guides .satelliteCard h4,
#guides .guideCard h3,
#guides .guideCard h4{
  color:#12356b!important;
  font-size:23px!important;
  line-height:1.15!important;
  margin:0 0 12px!important;
}
#guides .guideItem small,
#guides .satelliteCard p,
#guides .guideCard p{
  color:#58709a!important;
  font-size:16px!important;
  line-height:1.6!important;
  margin:0 0 20px!important;
  flex:1!important;
}
#guides .guideArrow{display:none!important}
#guides .guideItem::after{
  content:"Lire le guide";
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:48px;
  padding:0 18px;
  border-radius:12px;
  background:linear-gradient(180deg,var(--orange) 0%,var(--orange-dark) 100%);
  color:#fff;
  font-weight:900;
  font-size:15px;
  margin-top:auto;
  box-shadow:0 10px 22px rgba(255,122,26,.22);
}
#guides .satelliteCard .btn,
#guides .satelliteCard .btnMini,
#guides .guideCard .btn,
#guides .guideCard .btnMini{
  background:linear-gradient(180deg,var(--orange) 0%,var(--orange-dark) 100%)!important;color:#fff!important;border:none!important;margin-top:auto!important
}

/* SATELLITE SECTIONS HORS #GUIDES */
.satelliteSection{background:linear-gradient(180deg,#dfeaff 0%,#d6e4fb 100%);border:1px solid #c7d9fb;border-radius:28px;padding:24px;margin-top:24px;box-shadow:var(--shadow-soft)}
.satelliteTitle{display:flex;align-items:flex-start;gap:14px;margin-bottom:22px}.satelliteIcon,.satelliteTitle .icon{font-size:32px;line-height:1;flex:0 0 auto}.satelliteTitle h2,.satelliteTitle h3{color:#12356b;font-size:32px;line-height:1.12;margin:0 0 4px}.satelliteTitle p{color:#58709a;font-size:16px;margin:0}.satelliteGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.satelliteCard{background:#fff;border:1px solid #d9e6ff;border-radius:20px;padding:22px;min-height:210px;display:flex;flex-direction:column;align-items:flex-start;box-shadow:0 8px 20px rgba(20,40,80,.04)}.satelliteCard h3,.satelliteCard h4{color:#12356b;font-size:24px;line-height:1.12;margin-bottom:12px}.satelliteCard p{color:#58709a;font-size:16px;margin-bottom:20px;flex:1}.satelliteCard .btn,.satelliteCard .btnMini{background:linear-gradient(180deg,var(--orange) 0%,var(--orange-dark) 100%)!important;color:#fff!important;border:none!important;margin-top:auto!important}

/* FAQ */
details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px;margin-bottom:10px}summary{cursor:pointer;font-weight:900;color:var(--title)}details p{margin-top:10px;color:var(--muted)}
.footer{margin:18px 0 20px;text-align:center;color:var(--muted);font-size:14px;line-height:1.7}

/* STICKY */
.stickyCta{position:fixed;left:0;right:0;bottom:0;z-index:999;background:linear-gradient(180deg,var(--blue) 0%,var(--blue-dark) 100%)!important;box-shadow:0 -10px 24px rgba(20,40,80,.14);border-top:1px solid rgba(255,255,255,.16)}
.stickyCtaInner{width:min(1180px,calc(100% - 24px));margin:0 auto;min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:14px}.stickyCta .txt{display:block;font-weight:900;font-size:17px;color:#fff;line-height:1.2}.stickyCta .sub{display:block;font-size:13px;color:rgba(255,255,255,.92)}.stickyCta .btn{background:linear-gradient(180deg,var(--orange) 0%,var(--orange-dark) 100%)!important;color:#fff!important;border:none!important;box-shadow:0 10px 22px rgba(255,122,26,.25)!important}.stickyCta .btn .arrow{background:rgba(255,255,255,.18);color:#fff}

/* RESPONSIVE */
@media(max-width:1100px){#guides .guideList,#guides .satelliteGrid,#guides .cardsGrid,.satelliteGrid{grid-template-columns:repeat(2,1fr)!important}}
@media(max-width:980px){.topbar,.sectionHead,.stickyCtaInner,.quickTop{flex-direction:column;align-items:flex-start}.heroGrid,.twoCols,.badges,.profileGrid,.guidesMega{grid-template-columns:1fr}h1{font-size:31px}.subtitle{max-width:100%}.stickyCtaInner{padding:10px 0}}
@media(max-width:700px){#guides .guideList,#guides .satelliteGrid,#guides .cardsGrid,.satelliteGrid{grid-template-columns:1fr!important}.satelliteTitle h2,.satelliteTitle h3{font-size:27px}.satelliteCard h3,.satelliteCard h4{font-size:22px}}
@media(max-width:640px){.container{width:min(100% - 20px,1180px)}.heroInner,.heroMain,.heroSide,.card,.satelliteSection{padding:16px}h1{font-size:27px}.subtitle{font-size:16px}.ctaRow{flex-direction:column}.btn,.btnMini{width:100%}.pill{width:100%;text-align:center}.quickTop .btn{width:100%}.stickyCta .txt{font-size:16px}}