/* =========================
   RESET
========================= */
*{
  margin:0;
  padding:0;
  box-sizing:border-box;
}

html{
  scroll-behavior:smooth;
}

body{
  font-family:Arial, Helvetica, sans-serif;
  color:#223a77;
  line-height:1.6;
  min-height:100vh;
  background:linear-gradient(180deg,#edf4ff 0%, #e6efff 40%, #f5f8ff 100%);
}

/* =========================
   GLOBAL
========================= */
.container{
  width:min(1200px, calc(100% - 40px));
  margin:0 auto;
}

a{
  text-decoration:none;
}

img{
  max-width:100%;
  display:block;
}

/* =========================
   HEADER
========================= */
.header{
  position:sticky;
  top:0;
  z-index:1000;
  background:linear-gradient(90deg,#3f6df2 0%, #4d79ff 35%, #3c67ee 70%, #2f59d9 100%);
  border-bottom:1px solid rgba(255,255,255,.16);
  box-shadow:0 10px 26px rgba(37,71,170,.18);
}

.header-inner{
  min-height:74px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}

.menu{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:24px;
  flex:1 1 auto;
}

.menu a{
  color:#ffffff;
  font-size:15px;
  font-weight:700;
  padding:8px 12px;
  border-radius:12px;
  transition:.2s ease;
  white-space:nowrap;
}

.menu a:hover{
  background:rgba(255,255,255,.14);
}

.cta{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:44px;
  padding:0 22px;
  border-radius:999px;
  background:linear-gradient(135deg, rgba(255,255,255,.18) 0%, rgba(255,255,255,.10) 100%);
  border:1px solid rgba(255,255,255,.22);
  color:#ffffff;
  font-size:16px;
  font-weight:800;
  box-shadow:0 10px 24px rgba(31,59,148,.18);
  transition:.18s ease;
}

.cta:hover{
  transform:translateY(-1px);
  background:linear-gradient(135deg, rgba(255,255,255,.24) 0%, rgba(255,255,255,.14) 100%);
}

/* =========================
   HERO
========================= */
.hero{
  padding:34px 0 24px;
  background:transparent;
}

.hero-grid{
  display:grid;
  grid-template-columns:1.05fr .95fr;
  gap:34px;
  align-items:center;
  padding:34px 0 18px;
}

.hero-text h1{
  font-size:58px;
  line-height:1.05;
  letter-spacing:-1.4px;
  font-weight:900;
  color:#223a77;
  margin-bottom:16px;
}

.hero-text p{
  font-size:22px;
  line-height:1.55;
  color:#435a88;
  margin-bottom:24px;
  max-width:640px;
}

.btn-hero{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:58px;
  padding:0 34px;
  border-radius:999px;
  background:linear-gradient(135deg,#4275ff 0%, #2f59f7 100%);
  color:#ffffff;
  font-size:20px;
  font-weight:800;
  box-shadow:0 16px 30px rgba(51,92,241,.24);
  transition:.18s ease;
}

.btn-hero:hover{
  transform:translateY(-2px);
}

.hero-image{
  display:flex;
  justify-content:center;
  align-items:center;
}

.hero-image img{
  width:min(100%, 430px);
  border-radius:24px;
  border:8px solid rgba(255,255,255,.55);
  box-shadow:0 18px 34px rgba(30,70,180,.14);
  background:#fff;
}

/* =========================
   CATEGORIES
========================= */
.categories{
  padding:18px 0 12px;
  background:transparent;
}

.grid-categories{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:20px;
}

.card{
  background:rgba(255,255,255,.92);
  border:1px solid rgba(118,149,255,.18);
  border-radius:24px;
  padding:24px 22px 20px;
  text-decoration:none;
  color:#223a77;
  box-shadow:0 14px 36px rgba(69,96,175,.10);
  transition:transform .18s ease, box-shadow .18s ease;
}

.card:hover{
  transform:translateY(-5px);
  box-shadow:0 20px 44px rgba(69,96,175,.16);
}

.card img{
  width:52px;
  height:52px;
  object-fit:contain;
  margin-bottom:14px;
}

.card h3{
  font-size:20px;
  line-height:1.2;
  margin-bottom:8px;
  color:#223a77;
}

.card p{
  font-size:15px;
  line-height:1.6;
  color:#435a88;
  margin-bottom:16px;
}

.card span{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-width:145px;
  padding:11px 18px;
  border-radius:999px;
  font-weight:800;
  font-size:14px;
  color:#fff;
  background:linear-gradient(135deg,#4d7dff 0%, #2f59f7 100%);
  box-shadow:0 12px 24px rgba(51,92,241,.18);
}

.grid-categories .card:nth-child(4) span{
  background:linear-gradient(135deg,#25c8a7 0%, #17b98d 100%);
}

.grid-categories .card:nth-child(5) span{
  background:linear-gradient(135deg,#ff75cb 0%, #ea4faf 100%);
}

.grid-categories .card:nth-child(6) span{
  background:linear-gradient(135deg,#ffb54b 0%, #ff980f 100%);
}

/* =========================
   TRUST
========================= */
.trust{
  padding:16px 0 0;
  background:transparent;
  margin-top:8px;
}

.trust-grid{
  display:flex;
  align-items:center;
  justify-content:center;
  gap:40px;
  min-height:64px;
  border-radius:999px;
  background:linear-gradient(135deg,#4375ff 0%, #2f59f7 100%);
  color:#ffffff;
  font-size:18px;
  font-weight:800;
  box-shadow:0 16px 34px rgba(51,92,241,.18);
  padding:10px 24px;
}

/* =========================
   FOOTER
========================= */
.footer{
  margin-top:36px;
  background:linear-gradient(180deg,#173a7a 0%, #0f2b5f 100%);
  color:#ffffff;
  padding:54px 0 24px;
}

.footer-grid{
  display:grid;
  grid-template-columns:1.2fr 1fr 1fr 1fr;
  gap:40px;
}

.footer h3,
.footer h4{
  color:#ffffff;
  margin-bottom:14px;
  font-weight:800;
}

.footer p,
.footer li,
.footer a{
  color:#ffffff;
  font-size:14px;
  line-height:1.8;
}

.footer ul{
  list-style:none;
}

.footer li{
  margin-bottom:8px;
}

.footer a:hover{
  opacity:.85;
}

.footer-bottom{
  border-top:1px solid rgba(255,255,255,.15);
  margin-top:32px;
  padding-top:18px;
  text-align:center;
}

.footer-bottom p{
  color:#ffffff;
  font-size:13px;
}

/* =========================
   RESPONSIVE
========================= */
@media (max-width: 980px){
  .header-inner{
    flex-wrap:wrap;
    justify-content:center;
    padding:14px 0;
    min-height:auto;
  }

  .menu{
    order:3;
    width:100%;
    flex-wrap:wrap;
    gap:12px 16px;
  }

  .hero-grid{
    grid-template-columns:1fr;
    text-align:center;
  }

  .hero-text p{
    margin-left:auto;
    margin-right:auto;
  }

  .grid-categories{
    grid-template-columns:repeat(2, 1fr);
  }

  .footer-grid{
    grid-template-columns:1fr 1fr;
  }

  .trust-grid{
    flex-wrap:wrap;
    gap:18px;
    border-radius:24px;
  }
}

@media (max-width: 640px){
  .container{
    width:min(100% - 26px, 1200px);
  }

  .menu{
    display:none;
  }

  .cta{
    min-height:40px;
    padding:0 16px;
    font-size:14px;
  }

  .hero{
    padding:22px 0 14px;
  }

  .hero-grid{
    gap:20px;
  }

  .hero-text h1{
    font-size:36px;
    letter-spacing:-1px;
  }

  .hero-text p{
    font-size:17px;
  }

  .btn-hero{
    width:100%;
    min-height:52px;
    font-size:18px;
  }

  .grid-categories{
    grid-template-columns:1fr;
  }

  .trust-grid{
    gap:10px;
    font-size:15px;
    border-radius:18px;
  }

  .footer-grid{
    grid-template-columns:1fr;
    gap:24px;
  }
}